How long can the chargeback period typically last?

The chargeback period typically lasts from 45 to 180 days, which aligns perfectly with the answer provided. This timeframe is established to allow consumers sufficient opportunity to formally dispute a transaction if they believe there is an error, fraud, or if the goods or services received were not as expected. The specific duration can vary based on the type of transaction, the card network involved, and the merchant's policies.

In the context of chargebacks, it's essential to recognize that various factors can influence the length of the chargeback process, including the rules set by financial institutions and payment processors. As merchants and card issuers aim to protect their interests while balancing consumer rights, understanding this timeframe is crucial for all parties involved in electronic transactions. This comprehensive time period helps ensure that all aspects of the dispute can be thoroughly investigated and resolved appropriately.