What describes EBT?

EBT, or Electronic Benefits Transfer, is best described as the delivery of public assistance benefits through electronic means. This system enables government agencies to provide financial assistance to eligible individuals in a secure and efficient manner. Instead of issuing paper checks or vouchers, EBT allows recipients to access their benefits via a debit card that can be used at authorized retailers to purchase eligible items, such as food and sometimes non-food items depending on the program. This method enhances convenience and reduces the risk of fraud compared to traditional paper benefit distribution.

Options related to corporate tax reduction, digital currencies, or general e-commerce payment solutions do not accurately capture the specific function and purpose of EBT, which distinctly serves to support public assistance beneficiaries.