What distinguishes data capture-only capability?

Data capture-only capability is defined by its focus on recording transaction receipt data without engaging in the process of online authorizations. This means that while it collects and maintains information about transactions conducted, it does not actively verify or authorize these transactions in real-time through a network or processing system.

This capability is essential for businesses that require documentation for compliance, record-keeping, or analysis but do not need to authorize payments at the moment of data capture. Consequently, organizations often utilize data capture-only functions in environments where rapid data collection is necessary, but immediate transaction validation is not critical.

The other options reference functionalities that either involve direct transaction processing (such as online authorizations) or touch upon aspects like storage duration or complex analysis, which are not inherent to the data capture-only distinction.