What feature do some ATMs provide beyond basic transactions like cash dispensing?

Many ATMs are equipped with advanced features that enhance user convenience beyond the fundamental functions of cash dispensing and balance inquiries. One of these valuable features is the ability to image checks for deposits. This capability allows customers to deposit checks simply by inserting them into the ATM, which scans and captures an image of the check for processing. This innovation streamlines the deposit process, making it quicker and more efficient for users, who no longer need to visit a bank teller or use a separate deposit slip.

In contrast, other features might not be universally available at ATMs. For example, loan approvals typically require more intricate verification processes that are usually conducted in person or through a more sophisticated platform than an ATM can offer. Similarly, while some ATMs might support international transfers, such transactions are not commonly standard features due to the complexity and regulatory requirements involved. The ability to open new accounts generally requires a more extensive process, involving identity verification and additional documentation that cannot be accommodated in the typical ATM environment.

Thus, the ability to image checks for deposits stands out as a significant functionality that enhances customer experience by facilitating a commonly used banking service at the convenience of an ATM.