What is a Commercial Card primarily issued for?

A Commercial Card is primarily issued for travel and entertainment expenses associated with business activities. These cards provide businesses with a streamlined way to handle expenses incurred by employees traveling for work or entertaining clients. They typically come with features tailored for business needs, such as expense tracking, detailed reporting, and the ability to set spending limits for employees.

Using a Commercial Card for travel and entertainment expenses helps organizations manage their budgets more effectively, ensuring that spending is focused on business-related activities. Additionally, the issuer often processes transactions in a way that categorizes them, making it easier for businesses to monitor their expenditures and manage their financial accounts. This level of control and organization is not typically associated with personal shopping, home renovation, or online gaming expenses, making the choice related to travel and entertainment the most appropriate for the intended purpose of a Commercial Card.