What is a Generic Identifier Card used for?

A Generic Identifier Card serves as a temporary or instant issue card that typically does not bear the user's name. This feature is particularly beneficial in situations where immediate access to a card is needed, such as when a customer has lost their regular card or when a new account is being created. The use of a generic identifier allows for fast account access or transaction processing without the necessity of personalized information, simplifying onboarding and enhancing customer convenience.

In contrast, the other options deal with functions not relevant to the design or purpose of a generic identifier. For instance, issuing credit based on past purchases pertains to specific types of credit cards that evaluate user history. Loyalty points tracking at specific stores requires the association of a unique identifier with the user, making it incompatible with the nameless nature of a generic identifier. Lastly, providing discounts usually involves membership ID cards or similar branding that identifies the holder, which again does not align with the characteristics of a generic identifier. Thus, the role and function of a Generic Identifier Card is best captured by its use as a temporary card without personal details.