What is an Authorization Preferred card?

An Authorization Preferred card is characterized as a Visa Prepaid card that requests authorization under specific conditions. This means that the card is designed to ensure that there are sufficient funds available before a transaction is approved. By requiring this authorization, it helps to minimize the risk of overdrafts or declined transactions, providing a safeguard for both the card issuer and the user.

The unique feature of the Authorization Preferred card lies in its operational mechanism, which is essential in managing prepaid funds effectively. This type of card is often used in situations where controlling spending is crucial, such as budgeting for specific purchases or managing employee expenses.

The other options do not capture the specific features and functionalities associated with an Authorization Preferred card. A standard credit card with no service code does not fit the definition of requiring specific authorization conditions. An online-only authorization card inaccurately suggests a limitation in terms of where the card can be used, which is not the defining characteristic of this card type. Similarly, a card exclusively for international transactions would not align with the general concept of an Authorization Preferred card, as these cards can be used domestically and may not cater specifically to international transactions.