What is ExpressPay?

ExpressPay refers to the contactless payment technology offered by American Express, enabling users to make various proximity payments without the need to insert or swipe their cards. This technology utilizes radio frequency identification (RFID) or near-field communication (NFC) to allow for quick and convenient transactions by simply tapping the card against a compatible payment terminal. This is particularly beneficial in environments where speed is essential, such as retail settings or public transportation.

The other options, while plausible payment solutions or services, do not accurately describe ExpressPay. Digital invoicing is not the focus of ExpressPay; rather, it centers on the physical act of making payments easier. Subscription management and spending tracking, while components of modern financial services, do not relate directly to the core technology of ExpressPay either. The emphasis on contactless payments distinguishes ExpressPay as a specific method designed for convenience and speed in daily transactions.