What is the primary use of a convenience card?

The primary use of a convenience card is to replace cash transactions. Convenience cards, such as prepaid cards, allow users to load a certain amount of money onto the card and use it for purchases without the need to carry cash. They provide a practical alternative to cash, especially in situations where cash may not be accepted or safe to carry. These cards can often be used in a variety of locations, making payments easier and more efficient.

While convenience cards may offer features related to credit purchases, earning reward points, or providing cash-back offers, these are not their primary function. The essential purpose of a convenience card is to facilitate payment by streamlining transactions that would otherwise require carrying cash.