What is the purpose of activation in bank card management?

Activation in bank card management plays a critical role in ensuring the security and proper functioning of the cardholder's account. The primary purpose of activation is to verify cardholder information, which is essential for preventing fraud and confirming that the person attempting to use the card is indeed the authorized user. During the activation process, various security measures are employed, such as requiring the cardholder to provide personal identification information or to complete a specific action, which helps to establish that the card is in the possession of the legitimate cardholder.

This step is crucial for the overall integrity of the card management system, as it safeguards against unauthorized access and potential losses for both the issuer and the cardholder. Verification of cardholder information enhances security levels and builds trust in the transaction process, making it a fundamental aspect of card management.