What technology is typically used to reduce fraud in the AFDC program?

The use of Electronic Benefits Transfer (EBT) technology is pivotal in reducing fraud within the AFDC (Aid to Families with Dependent Children) program. EBT systems allow for the electronic distribution of benefits to eligible recipients, effectively replacing traditional paper checks. This transition significantly mitigates the risks associated with lost or stolen checks, which were historically common avenues for fraudulent activities.

By utilizing EBT cards for transactions, the program ensures that benefits are securely stored and can only be accessed by the intended recipients, as each card is linked to a specific account. Additionally, EBT systems often implement security measures such as personal identification numbers (PINs) to further safeguard against unauthorized access.

In contrast, while cryptography is important for securing data and communications, and biometric authentication enhances security by using unique biological traits, these technologies do not specifically govern the distribution of benefits in the context of AFDC. Blockchain technology, known for its decentralized and tamper-resistant nature, is more applicable in other domains but does not specifically address the immediate needs of the AFDC program's fraud reduction strategies as effectively as EBT.

Thus, EBT stands out as the most relevant technology for fraud reduction in the AFDC program by providing a secure, efficient mechanism for benefit