What type of product is commonly used for Electronic Benefits Transfer?

The commonly used product for Electronic Benefits Transfer (EBT) is plastic cards. EBT is a system that allows state welfare departments to issue benefits via plastic debit-like cards, which can be used to purchase food and goods at authorized retail locations. These cards are linked to a recipient's benefits account, making transactions straightforward and secure.

Plastic cards provide a practical method for beneficiaries to access their funds without needing cash. They function similarly to traditional debit cards but are specifically designed for use within the EBT program, ensuring that the funds can only be used for allowable purchases such as food or other essentials.

While smartphones, online accounts, and mobile apps are increasingly integrated into various payment systems, including government services, the foundational method for distributing EBT benefits remains the plastic card format, which is widely recognized and understood by both recipients and retailers.