What type of terminal does Visa require at certain high-risk locations to verify accounts?

Visa requires an Account-Number-Verifying Terminal at certain high-risk locations to enhance account security and mitigate fraud. This type of terminal specifically checks the validity of the account numbers presented during transactions, which is critical in environments identified as having a higher likelihood of fraudulent activities. By implementing this verification process at high-risk locations, Visa aims to safeguard both the consumer and the merchant against potential losses due to fraudulent transactions.

The focus of this requirement is on verifying accounts rather than the broader functions associated with other terminal types. Automated Teller Machines, Point-of-Sale terminals, and Mobile Payment Terminals serve different purposes, such as cash withdrawals or processing regular sales transactions. While they are essential in their respective roles, they do not specifically address the verification of account numbers in the same targeted manner as the Account-Number-Verifying Terminal does in high-risk settings.