What typically limits a Debit Block to specific accounts?

The correct choice highlights that Debit Blocks are typically applied to business accounts primarily. This is primarily because businesses often have a higher volume of transactions and more significant risk exposure compared to personal accounts. Therefore, institutions may implement Debit Blocks to mitigate potential losses or unauthorized transactions that could have a substantial impact on business operations.

In many cases, businesses engage in various financial activities that require stricter controls, such as managing payroll, vendor payments, and other cash flow transactions. By customizing the presence of a Debit Block to business accounts, financial institutions can better protect their clients from fraudulent activities or errors, which are more prevalent in entities handling larger sums of money.

The other options do not accurately capture the purpose or typical implementation of Debit Blocks. Personal accounts, while they may also utilize restrictions, are less likely to be the primary focus for such controls. General account types without restrictions would not align with the targeted approach needed for effective risk management in business. Lastly, limiting blocks based on the credit scores of account holders does not address the operational risk management needs that Debit Blocks fulfill in the context of business accounts.