Which aspect is NOT a feature of BankNet?

The aspect that is not a feature of BankNet is credit scoring for borrowers. BankNet primarily focuses on facilitating secure transactions and efficient communication among banks and financial institutions. Its features include the separation of communications processing, which enhances security and data integrity by isolating transaction-related data.

Additionally, BankNet provides integration of financial applications, allowing for seamless connectivity and interoperability among various banking functions. It also supports an unlimited variety of applications transmitting messages, which enables a wide range of services and transactions to be processed efficiently.

Credit scoring, specifically, is typically handled through dedicated credit bureaus or financial institutions' internal systems rather than being a direct feature of a communications network like BankNet. This makes credit scoring distinct and outside the primary functions that BankNet offers.