Which type of card does American Express offer that requires full payment of the bill each month?

American Express offers a Charge Card, which is distinctive because it requires the cardholder to pay the total balance in full each month rather than allowing for a revolving balance like traditional credit cards. This feature aligns with the fundamental structure of charge cards, where failure to pay the full amount can result in penalties or the inability to use the card until the balance is settled. Charge cards are often associated with premium customer service and benefits, further distinguishing them from other card types such as credit cards, which allow partial payments over time, debit cards, which draw directly from a linked bank account, and prepaid cards, which are funded in advance and do not involve credit at all.