Which type of card is specifically designed for later purchases?

A gift card is specifically designed for later purchases because it is preloaded with a specific amount of money and can be used to buy goods or services at designated retailers or businesses. This unique feature allows consumers to use the card at their convenience, unlike other card types that may have different functionalities, such as immediate access to funds or restrictions on where they can be spent.

The other card types do not serve the same purpose. For instance, a general purpose reloadable prepaid card is designed for ongoing use, where users can add funds and manage their spending over time rather than being tied to a specific store or set of purchases. A generic identifier card typically serves as a form of identification rather than a means to conduct financial transactions. Lastly, a general-purpose card may refer to various types of cards that can be used widely but are not inherently linked to the preset purchase capacity that is characteristic of a gift card.