Which type of cards falls under the category of consumer cards?

Consumer cards are primarily designed for individual use rather than business purposes, and personal debit and credit cards fall squarely within this category. These cards are issued to consumers to facilitate personal spending, allowing them to manage their finances for everyday purchases, online shopping, and other personal transactions.

In contrast, the other options are targeted toward business or corporate use. Business credit cards, for example, are designed specifically for business expenses and help companies manage their spending, often offering features tailored to business needs. Gift cards, while used by consumers, are typically preloaded with a specific amount and are not used for credit or debit transactions in the same manner as personal cards. Corporate travel cards are specifically issued to employees for business travel expenses and are structured to facilitate the management of travel-related spending on behalf of the organization.

The distinction lies in the intended use of the cards: while all options involve spending, only personal debit and credit cards are directly linked to consumer expenditures for personal use, making them the correct answer in identifying consumer cards.