Which type of gift card can be used anywhere the brand is accepted?

An open-loop gift card is designed to function like a debit or credit card, allowing the holder to use it anywhere that accepts the network it operates on, such as Visa or Mastercard. This broad acceptance is what sets it apart from other types of gift cards. Users can spend the card's balance at various retailers, making it a flexible option for gift giving or personal use.

In contrast, closed-loop gift cards are limited to specific retailers or establishments; they can only be used where the brand issuing the card is accepted. Private label gift cards are often associated with a particular retailer and can likewise only be used within their own stores. Discount gift cards typically represent a reduced-price version of gift cards but do not inherently imply wide usability; they often pertain to specific retailers as well.

Thus, the open-loop gift card stands out for its versatility and acceptance anywhere the associated payment network is recognized, making it the correct answer.