Within how many hours must a Visa transaction be sent for processing after authorization?

A Visa transaction must be sent for processing within 24 hours after it has been authorized. This time frame is critical to ensure that the transaction can be successfully captured and settled within a timely manner. The 24-hour window allows merchants to process transactions efficiently while adhering to the necessary guidelines set forth by Visa for maintaining the integrity and speed of electronic transactions.

This time limit is designed to facilitate quick processing, which helps in reducing the risk of fraud and ensures that funds are appropriately transferred between banks and merchants. By processing transactions within this timeframe, merchants also enhance customer satisfaction and maintain good standing within the payment network, as delays can lead to issues with authorization validity.

Understanding this timeframe helps professionals involved in transaction processing and payment systems to adhere to best practices, ensuring compliance and efficiency in electronic transactions.